insurance questions nklr

[john muldowney]

...unless I missed it, I don't think anyone has mentioned checking out the hardware in the front hub where the speedometer cable connects into the front wheel. Awhile back I had some "speedo jitters" and I started checking things out only to find that when I had new tires put on the mechanic improperly put back together the speedo hareware in the front hub... the internals there can easily be screwed up when re-installing the front wheel....fortunately I found it out before it was all destroyed in there and just had to bend a part back into shape... sorry for not using any technical terms, I am just don't have my maintenance manuals handy... _________________________________________________________________ Get 10MB of e-mail storage! Sign up for Hotmail Extra Storage. http://join.msn.com/?PAGE=features/es

[Kevin A]

Ask what ever insurance company you get quotes from if they are using your driving record or Credit Scoring to rank you. I've never had a ticket or been in an accident in 32 years but because of bad divorce lawyer my credit rating sucks. The trend nationally is to get states to allow insurance companies to use credit scoring as far more people have credit problems then have accidents. In Utah the insurance companies are allowed to use credit scoring for NEW applications only which means a quote from Progressive shows the KLR650 at $750 a year and State Farm will not even quote, I am an insurance risk!. Utah - KLR650 Full coverage from Farmers is $100 a year(I have two cars and a house with them, been with them for 23 years). If your state has allowed the insurance industry to use credit scoring please contact your 'paid off' politicians and voice your concerns, when I checked my local House and Senate representivies I found only two that did not receive 'donation' from the insurance industry, they owned insurance companies. While this may not effect you it will have an effect your kids. -----Original Message----- From: Chris [mailto:kingsqueak@...] Sent: Wednesday, September 10, 2003 9:50 AM To: xs650@... Cc: Chris ; bigfatgreenbike; KLR650 group Subject: Re: Re: [DSN_klr650] Insurance questions NKLR The reason I went with full coverage was mostly theft as right now I don't have enough spare cash kicking around to replace the bike. The increase from basic to full was something like $250, would take almost ten years to pay for the cost of the klr for what I got it for. I figured that parking it daily in a commuter lot, it was worth it. Once I get enough coin kicking around to replace it if stolen, I may drop the full coverage. As far as collision heh, unless I really screw up bad and can't walk or run away from the scene, any self-induced wreck will be all on me. I'll never claim my own mistakes on the insurance, the rate increases will be so insanely high that I wouldn't be able to keep riding if I made a claim. Same goes with my truck too, I bang it up, I'll never claim it, I only have the collision because the bank makes me keep it.

> OUCH! > > Full coverage on my 98 Shadow 1100 Ace Tourer(most expensive > Shadow)runs $300/year in central Pa with State Farm, and coverage > "stacks" with my policies. I don't bother with collision on my A7 as > I don't feel it has enough value to warrant the extra cost. The > KLR650 costs me $110/year. > > Eric in Pa >> >> From: Chris >> Well over 26, married, clean record, that was the amusing part. >> Full >> coverage down here in Joisey is $721 with bumped up liability, but I >> haven't put in for the MSF discount, not sure how much that will be.

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