kenda k270 prices, was clothes/equipment recommendations

[Devon Jarvis]

So then the "salvage value" is going to be only a few hundred dollars less than the book value, so the insurance company makes a net payout of... nothing, once you figure in the deductible. You always have the option of not buying the carcass back from them, then they're left with the mess. Complicating this is the fact that Zack has many hours of custom work and parts into his KLR. Devon judjonzz wrote:

> > --- In DSN_klr650@y..., Devon Jarvis wrote: > > The insurance should pay blue book or something close. They'll > > undoubtedly offer less, sometimes a lot less just hoping you'll take > it. > > > > The salvage value is what they'll sell you the carcass for. > > > > Exactly. My theory is that Zach wouldn't have asked the question just > to let us guess a number (or exercise our encyclopedic knowledge of > the salvage market). So, my guess is based on the premise that the > answer must be extraordinary. When did an insurance company ever give > you anything for nothing? > > Checkout Dual Sport News at > http://www.dualsportnews.com > Be part of the Adventure! > > Visit the KLR650 archives at > http://www.listquest.com/lq/search.html?ln=klr650 > > Post message: DSN_klr650@yahoogroups.com > Subscribe: DSN_klr650-subscribe@yahoogroups.com > Unsubscribe: DSN_klr650-unsubscribe@yahoogroups.com > List owner: DSN_klr650-owner@yahoogroups.com > > Your use of Yahoo! Groups is subject to http://docs.yahoo.com/info/terms/

[Zachariah Mully]

Yeah, I'll let you guys know once all the paper work is signed. But until then, let speculation run rampant! Z

On Thu, 2002-06-06 at 17:29, Devon Jarvis wrote: > So then the "salvage value" is going to be only a few hundred dollars > less than the book value, so the insurance company makes a net payout > of... nothing, once you figure in the deductible. > > You always have the option of not buying the carcass back from them, > then they're left with the mess. > > Complicating this is the fact that Zack has many hours of custom work > and parts into his KLR. > > Devon

[judjonzz]

--- In DSN_klr650@y..., Devon Jarvis wrote:

> So then the "salvage value" is going to be only a few hundred

dollars

> less than the book value, so the insurance company makes a net

payout

> of... nothing, once you figure in the deductible. > > You always have the option of not buying the carcass back from them, > then they're left with the mess. > > Complicating this is the fact that Zack has many hours of custom

work

> and parts into his KLR. > > Devon >

Devon, You're way too cynical; perhaps rightly so, since we are talking about an insurer. No, I assume is that the extraordinary answer is $00 for the salvage value, i.e, you get blue book, less deductible and the company says "aah, keep the hulk." Your scenario would be my second choice, though. So, what did they really do? In any case, the add-ons are a separate issue. The insurer is usually obligated to give you the fair market value, and may rely on the blue book as a measure. If you can document a higher value, by virtue of worthy add-ons, or with better market data, you can handel effectively, and if necessary, persuade a judge. A lot of insurers will reimburse you for fairly recent add-ons, if you can document them, even if they think they don't contribute to FMV. Of course, what you want to recover is replacement cost, so you want to keep your receipts. If you can get something close to your replacement cost, you shouldn't care what the salvage value is, let the insurer deal with it. Of course, if the salvage value is low enough, you may be able to reap a windfall by making repairs yourself(if the bike has enough value) or keeping it and riding it as I did recently with a rat car that was totaled by hail, got a good price, and bought the perfectly serviceable hulk for $75.00

[judjonzz]

--- In DSN_klr650@y..., Zachariah Mully wrote:

> > Yeah, I'll let you guys know once all the paper work is signed. But > until then, let speculation run rampant! > > Z >

I detect a triumphal note here which reinforces my original guess: Nominal salvage, generous blue book, full credit for add-ons. Zach is going to fix his bike cheap, buy a bunch of riding gear, and buy dinner for whoever gets the right answer to his trivia question.

[Devon Jarvis]

judjonzz wrote: snip or keeping it and riding it as

> I did recently with a rat car that was totaled by hail, got a good > price, and bought the perfectly serviceable hulk for $75.00

That would be my dream car- something fairly nice and well built, but hammered by hail on every surface. Immune to rust, fender-benders, scratches, etc... I'm very curious how this works out for Zack- ie gets the "totalled" cost but gets the hulk for peanuts, or gets screwed. It's another arguement for saving your stock parts- most of the extras I've added would survive a crash, and could be fitted to the next KLR I get. We'll see.

[judjonzz]

--- In DSN_klr650@y..., Devon Jarvis wrote:

> That would be my dream car- something fairly nice and well

built, but

> hammered by hail on every surface. Immune to rust,

fender-benders,

> scratches, etc...

Plus, if you've got bodywork that says "Nothin' left to lose" you get that lane change whenever you want it.

[millerized_2000]

I'd give you $1000 for it. I'm sure I could part it out and not lose my shirt?! now knowing what spare parts cost. Sorry about your loss millerized

--- In DSN_klr650@y..., Zachariah Mully wrote: > > > Just got off the phone with my claims agent, the bike is totaled. > Anyhow, an interesting trivia question for you all: > > What is the salvage value of a 1991 KLR650 w/11,000 miles? > > Z > DC

[jon.sykes@ps.ge.com]

www.swmototires.com have free shipping if you buy 2 tires. front and rear K270s $72 to my door. these tires are really soft, really easy to fit. ________________________________________________________________________ Message: 16 Date: Fri, 7 Jun 2002 06:56:39 -0700 (PDT) From: imperial-4776@... Subject: Re: Clothes/equipment recommendations Most equipment and clothing is cheaper on line, but then they go and hit you with a shipping and handling charges. Heres an example: 1 rear tire Kenda 270 cost on line $35, then $5 handling and $15 shipping, total $55. To buy the same tire from a dealer close to me, the bill comes to $61, but with buying a tire from a dealer, you get the option of having the tire mounted and balanced free of charge, so long as you take in the wheel only. Plus if something you buy off line doesn't fit or has a defect, you have to pay for shipping to return it to them,where as, by using a store, you simply walk in and change the item. Dave Salem OR